Single Person
Dan and Debbie Smith’s youngest child, Gwen, is not married and doesn’t have very many assets. She graduated from college one year ago. Many people have the misconception that a single person with very little assets doesn't need any estate planning.

Because Gwen is over the age of 18-years-old, her parents will not necessarily have access to make medical decisions on her behalf in the event she becomes incapacitated. It is a necessity for Gwen to have at least a basic health care directive, including power of attorney for health care and a living will. This will ensure that Gwen will have somebody who will be able to make decisions on her behalf.